{"id":133,"date":"2023-07-05T20:53:28","date_gmt":"2023-07-05T20:53:28","guid":{"rendered":"https:\/\/www.trainy.co\/blog\/?p=133"},"modified":"2023-07-05T20:53:28","modified_gmt":"2023-07-05T20:53:28","slug":"fintech-fundraising-trend","status":"publish","type":"post","link":"https:\/\/www.trainy.co\/blog\/en\/fintech-fundraising-trend\/","title":{"rendered":"Fintech fundraising: what can we expect at the end of the year?"},"content":{"rendered":"\n<p class=\"MsoNormal wp-block-paragraph\">A recent addition to the fund-raising ecosystem, <strong>fintechs have revolutionized the financial sector.<\/strong> As companies that combine technological innovation and financial services, they have become <strong>key players in the financial industry,<\/strong> and particularly in venture capital. In this article, we take a look at market trends, both in France and internationally, to understand what&rsquo;s in store for the end of 2023!<o:p><\/o:p><\/p>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\"><strong>Lire plus : <a href=\"https:\/\/www.ecoles-commerce.com\/classement-ft-2023-meilleurs-masters-en-finance\/\">Financial Times Ranking of the best Masters in Finance !<\/a><\/strong><a href=\"https:\/\/www.ecoles-commerce.com\/classement-ft-2023-meilleurs-masters-en-finance\/\">&nbsp; &nbsp;<\/a><\/p>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">&nbsp; &nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"MsoNormal wp-block-heading\">What are the dynamics of fundraising in fintech?<o:p><\/o:p><\/h2>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">In France,<strong> fund-raising is encouraged and supported by strong players<\/strong> who are prepared to invest large sums in young companies. In fact, this idea is beginning to be taken on board by entrepreneurs, who no longer hesitate<strong> to apply to raise funds to launch their businesses.<\/strong> In fact, there was 700 fintechs in France by 2022, compared with just 350 in 2018. And this impressive growth isn&rsquo;t the result of a few successful entrepreneurs, it&rsquo;s supported by job creation and real teams! <strong>An estimated 32,000 jobs have been created by fintechs between 2018 and 2022.<\/strong><o:p><\/o:p><\/p>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">As you can see, fundraising by fintechs exploded between 2018 and 2022.<o:p><\/o:p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.trainy.co\/img\/cms\/grph anglais.png\" alt=\"\"><\/figure>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">&nbsp;<\/p>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">With growth <strong>multiplying by more than 10 in the space of 5 years,<\/strong> the amount of funds raised has been exploding for several years. This has been made possible by a favorable economic climate for borrowing. However, since the end of 2022, the trend has been reversing. <strong>So what can we expect in terms of fundraising?<\/strong><o:p><\/o:p><\/p>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">&nbsp; &nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"MsoNormal wp-block-heading\">How will the fund-raising market evolve in 2023?<o:p><\/o:p><\/h2>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">But what does this mean for 2023? <strong>With the rise in interest rates,<\/strong> we know that borrowing from banks will become more difficult, and we therefore expect an overall slowdown in fund-raising. In the Fintech ecosystem, however, <strong>growth doesn&rsquo;t seem to be slowing down<\/strong>. In fact, French fintechs are playing an increasingly important role in fundraising. It is even estimated that they will account for 5% of global fundraising by 2023!<o:p><\/o:p><\/p>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">In concrete terms, <strong>the fintech sector accounted for \u20ac1.9 billion in sales in 2022<\/strong>. According to a report by bpifrance, the areas most represented among fintechs are financing (19.6%), functional services (18%) and regtech (16.6%).<o:p><\/o:p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.trainy.co\/img\/cms\/secteur en.png\" alt=\"\"><\/figure>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">&nbsp; &nbsp;<\/p>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">As you can see, <strong>Fintechs cover a very wide range of fields<\/strong>, from the usual services (financing) to the more unknown sectors (regtech, i.e. the use of technology to facilitate the application of regulatory requirements).<o:p><\/o:p><\/p>\n\n\n\n<p class=\"MsoNormal wp-block-paragraph\">All these aspects of Fintech are driven by entrepreneurs constantly seeking new challenges! <strong>Will the current economic climate be able to slow them down?<\/strong> We&rsquo;ll have to wait until the end of the year to find out!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&rsquo;s time to look forward and analyze what fintechh fundraisings could look like by the end of 2023!<\/p>\n","protected":false},"author":3,"featured_media":643,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-133","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fintech fundraising: what can we expect at the end of the year? 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